Rich Living Coaching Blog
Case Study: Transforming Finances and Family – Brian and Jeanine’s Journey to Financial Freedom
How Financial Coaching Helped a Family Overcome Money Anxiety and Pursue Life-Changing HealthcareMoney can be a stronghold and our security blanket.It’s so important for couples to be a team. How Financial Coaching Helped a Family Overcome Money Anxiety and Pursue...
Discovering Where Your Time Really Goes: A Personal Time Audit Experiment
Have you ever wondered where your time goes?1. We aren’t meant to clock our hours.2. Every week looks different. 3. Time can feel fast and slow. 4. I was spending too much time on some things.5. I recognized I wasn’t making time for some things that I wanted to.6....
Is ‘Your Rich BFF’ Really Your BFF? A Financial Coach’s Honest Review
Let’s start with what I enjoyed in this book:1. Rich people think differently than broke people.2. Find a good job. 3. How to ask for a raise.4. Values-Based Spending. There were some things I just didn’t love or 100% agree with inside this book. 6 Things I didn't...
From Damaged Pots to a Kitchen Jackpot: 6 Negotiation Tips that Work
How I was able to get $789 of product for less than $5 1. Keep receipts.2. Always ask for the name of the person you’re talking to.3. Don’t be afraid to call again.4. Ask out of the box questions.5. Ask about shipping.6. Stand up for yourself.The Bottom Line:...
Your Ultimate Tax Software Review: TurboTax, Ramsey’s SmartTax, or Hiring a Professional – Which is better?
Comparing our Personal Taxes with TurboTax, Ramsey's SmartTax, and Professional Filing Get ready for our Tax Software Review! 1. Which is faster - TurboTax or Ramsey's SmartTax?2. Is TurboTax and Ramsey's SmartTax accurate?3. Which tax software is easiest to use?4....
13 Money Stats ALL Americans Need to Know in 2024
Uncover the Hidden Truths About What's Truly Going on in People's Financial Lives 1. The Spending Problem2. Americans are Broke3. Home Prices4. Homeownership 5. Rent6. Debt7. Credit Cards8. Student Loans9. Vehicles10. Medical Debt11. Other Loans12. Retirement13....
Should I Follow Dave Ramsey’s 7 Baby Steps?
A Money Coach's Perspective on Dave Ramsey's Black and White Approach Baby Step 1 Baby Step 2Baby Step 3Baby Step 4Baby Step 5Baby Step 6Baby Step 7 Questions we hear most often as Money Coaches: “Do you just teach Dave Ramsey's 7 Baby Steps?” or “Is what you do the...
Help! How Will I Repay My Student Loans?
Student Loan Repayment is Back: A Step-by-Step Guide to Get Ready Refamiliarize Yourself With Your LoansExpect Your First Payment in OctoberAverage Student Loan DebtExplore Lowering PaymentsUpdate your Bank InformationGet Auto-Pay and Other DiscountsReview Your...
What it’s like working with a Financial Coach
Have you ever wondered what it would look like to get coached on your money by us?Here are three things you need to know about how we do money coaching:1. We’re not going to judge you. 2. We coach you on your values, not ours. 3. We keep track of your financial wins....
The Ultimate Guide to Saving Money on Your Phone Bill: Choosing the Right Cell Phone Provider
Table of ContentsHow to Save Money on Your Phone BillHere’s a quick comparison chart of all 3 major cell phone carriers:VerizonAT&TT-MobileBest Advise for choosing one of the Big ThreeWhy you can save more with MVNOs:Drawbacks of Mobile Virtual Network Operators...
6 reasons you’re not making financial progress
Why you've failed with money in the past, and how to fix it:6 Reasons why you're not making financial progress1. You believe you're bad with money2. Your money is all over the place3. Lifestyle Creep4. Debt is out of control5. Everything you've tried hasn't worked6....
How to budget: 6 reasons most people fail
Here's the money word almost all of us hate... "budget."1. Stop calling it a budget2. Budgets are reactive3. Looking at your numbers can be terrifying4. No one has time to budget5. Budgeting is HARD to maintain6. You've tried to budget, but nothing seems to workHow to...
Make your tax refund count: 4 best ways to use it
A Money Coach's PerspectiveHow to Spend Your Tax Refund1. Change your withholding2. Are you prepared for an emergency?How to set up and emergency fund3. Do you have high interest debt?How to pay off debt4. Are you funding your goals?How to fund your financial...
What is a Financial Coach and why you need one
What a Financial Coach isn'tWe don't manage investmentsWe're like a personal trainer for your moneyMisconceptions about Financial Coaches:Financial Coaching isn't for everyoneNext Steps: If you've never heard of a Financial Coach, you're not alone! Financial Coaching...
Why March is the perfect time for these 6 things
Spring is ALMOST here! Spring Break will be coming soon along with St. Patrick’s Day. March is a great month to do spring-cleaning, start a garden, and make some big purchases (if you're in the market)....